Richard C. Ahern Insurance, LLC Insurance Planning for Every Generation
One Trap Falls Rd, Suite 206, Shelton, CT 06484 •

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 Our Programs Include:

• Life Insurance: Whole Life, Universal Life and Term Life Insurances
• Medicare Supplements and Medicare Advantage Programs
(We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE to get information on all your options.)
• Individual and Group Medical Insurance through the Health Care Exchange
• Disability Insurance
• Long Term Care Insurance
• Fixed and Fixed Index Annuities
• Key Person Insurance
• Final Expense Insurance
• Property and Casualty Insurance, Via Our Affiliate Programs

Our Services Include:

• A complete analysis of your insurance needs, including a review of the adequacy of your current insurance program.
• A responsible life, health and disability protection plan designed for you, your family and/or business.
• A computer rating system to give competitive price proposals from multiple highly rated insurance companies.
• Proactive, ongoing reviews to help you save money, and avoid lapses in insurance coverage.

Medicare Insurance

Medicare is a Health Insurance Program for people age 65 or older and people under age 65 with certain disabilities.

Life Insurance

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It is generally a cost-effective way to provide for your loved ones after you are gone.

Health Insurance

Individual and group health insurance plans are available outside the Health Insurance Exchange.

Long Term Care

In today’s economy, the costs associated with nursing homes or assisted care facilities can wreak havoc on your financial stability. In some cases, these costs can consume a lifetime of savings and planning.


The statistics are alarming: nearly 1 in 4 Americans will become disabled before they retire, a disabling accident occurs in the United States once every second, you must be disabled for 12 consecutive months to potentially qualify for Social Security

Retirement Plans

In today’s ever changing world, retirement planning is one of the most important aspects of your overall financial plan. Yet, many people do not realize the importance of starting early. People do not plan to fail. Rather, people just fail to plan!